ICICI बैंक का बड़ा बदलाव: नए अकाउंट पर ₹50,000 मिनिमम बैलेंस, जानें पूरा नियम

1 अगस्त 2025 से ICICI के नए अकाउंट में ₹50,000 MAB जरूरी, पहले यह ₹10,000 था।

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सेमी-अर्बन में ₹25,000 और रूरल में ₹10,000 MAB तय, पहले से 5 गुना ज्यादा।

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MAB से कम बैलेंस होने पर 6% या ₹500 पेनल्टी, जो भी कम हो, साथ में GST।

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सैलरी, जनधन और बेसिक सेविंग अकाउंट पर यह नया नियम लागू नहीं होगा।

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हाई MAB अकाउंट पर फ्री NEFT, 3 फ्री कैश ट्रांजेक्शन और 2.5% सालाना ब्याज।

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SBI, PNB जैसे सरकारी बैंकों ने MAB न रखने पर पेनल्टी पूरी तरह हटा दी है।

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MAB यानी हर महीने औसत बैलेंस, नियम समझकर ही नया अकाउंट खोलें।

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